Terms of Use

1. About this service

www.toolvan.site (“the Site”) is run by Toolvan and offers free online tools for estimating UK income tax, National Insurance, Stamp Duty and other tax-related figures. By using the Site, you're agreeing to these Terms of Use.

If you don't agree with any part of these terms, please don't use the Site.

2. Not financial or tax advice

Our calculators are built around published UK tax rates and thresholds, but what you actually owe can differ because of your own circumstances — things like pension contributions, benefits in kind, your specific tax code, multiple income sources, self-employment, or a ruling from HMRC that applies just to you.

Always check important figures with a qualified accountant or tax adviser before acting on them.

3. Accuracy of information

We try to keep our rates and thresholds aligned with the latest HMRC publications, but we can't promise the Site is always accurate, complete, up to date, or right for your particular situation.

Tax rules change often. Always double-check important figures directly with GOV.UK or a qualified professional.

4. Limitation of liability

To the fullest extent the law allows, Toolvan and the people behind it are not liable for any loss or damage — direct, indirect, incidental or otherwise — arising from your use of, or reliance on, the information or calculations on this Site.

That includes any financial loss that comes from acting on an estimated figure produced by one of our tools.

5. Permitted use

You're welcome to use the Site for your own personal, non-commercial purposes. Please don't:

• Scrape, copy or republish our calculator logic or written content without asking us first
• Use the Site in a way that could overload, damage or disrupt it
• Try to gain unauthorised access to any part of the Site
• Use bots or automated tools to submit forms or interact with the Site at scale

6. Intellectual property

The calculator logic, written content, design and branding on this Site belong to Toolvan and are protected by copyright. Please don't reproduce or redistribute them without our written permission.

Where we offer a calculator as an embeddable widget for other sites, that use is allowed under the terms shown alongside that specific widget.

7. Third-party links

The Site may link out to third-party sites — GOV.UK and other official or informational sources, for example. We don't control those sites and aren't responsible for their content, accuracy or privacy practices, and a link is not an endorsement.

8. Advertising and funding

The Site is free to use, and we display advertising through Google AdSense to help cover the cost of running it. Ads may be personalised based on your browsing activity, using the cookies described in our Privacy Policy and Cookie Policy. You can control ad personalisation at any time through Google Ads Settings.

An advertisement shown on the Site is not an endorsement of that advertiser or its products or services by Toolvan, and we don't control the content of third-party ads served through the network.

9. Changes to these terms

We may update these Terms of Use from time to time. The “last updated” date at the top of this page will always reflect the latest version, and continuing to use the Site after a change means you accept the revised terms.

10. Governing law

These Terms of Use are governed by the laws of England and Wales, and any dispute arising from them falls under the exclusive jurisdiction of the courts of England and Wales.